Employed or self-employed - how much do you save in a pension?

16 July 2018

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In the last few years up to 10 million more people have started saving into private pensions due to auto-enrolment (for a full explanation read Martin’s message to every employee). So we wanted to know how much you AND/OR your employer (where relevant) contribute towards your pension. Please select the CLOSEST option to the total contributions being made to a private pension this tax year.

In the last few years up to 10 million more people have started saving into private pensions due to auto-enrolment (for a full explanation read Martin’s message to every employee).

So we wanted to know how much you AND/OR your employer (where relevant) contribute towards your pension.

Please select the CLOSEST option to the total contributions being made to a private pension this tax year.

Results

I’m an employee aged under 25 (349 votes)

No contributions are going to my private pension currently		51 votes (15%)
Total contribution this year is less than 2% of my annual salary		10 votes (3%)
Total contribution is 2% - 4%		63 votes (18%)
Total contribution is 4.01% - 8%		89 votes (26%)
Total contribution is 8.01% - 12%		57 votes (16%)
Total contribution is 12.01% - 20%		49 votes (14%)
Total contribution is over 20%		13 votes (4%)
My pension doesn’t work this way (eg, it’s a final salary scheme)		9 votes (3%)
I don’t know		8 votes (2%)

I’m an employee aged 25 - 34 (1963 votes)

No contributions are going to my private pension currently		83 votes (4%)
Total contribution this year is less than 2% of my annual salary		42 votes (2%)
Total contribution is 2% - 4%		267 votes (14%)
Total contribution is 4.01% - 8%		447 votes (23%)
Total contribution is 8.01% - 12%		393 votes (20%)
Total contribution is 12.01% - 20%		458 votes (23%)
Total contribution is over 20%		184 votes (9%)
My pension doesn’t work this way (eg, it’s a final salary scheme)		62 votes (3%)
I don’t know		27 votes (1%)

I’m an employee aged 35 - 44 (1806 votes)

No contributions are going to my private pension currently		72 votes (4%)
Total contribution this year is less than 2% of my annual salary		23 votes (1%)
Total contribution is 2% - 4%		161 votes (9%)
Total contribution is 4.01% - 8%		350 votes (19%)
Total contribution is 8.01% - 12%		339 votes (19%)
Total contribution is 12.01% - 20%		489 votes (27%)
Total contribution is over 20%		249 votes (14%)
My pension doesn’t work this way (eg, it’s a final salary scheme)		104 votes (6%)
I don’t know		19 votes (1%)

I’m an employee aged 45 - 54 (1578 votes)

No contributions are going to my private pension currently		78 votes (5%)
Total contribution this year is less than 2% of my annual salary		34 votes (2%)
Total contribution is 2% - 4%		135 votes (9%)
Total contribution is 4.01% - 8%		306 votes (19%)
Total contribution is 8.01% - 12%		281 votes (18%)
Total contribution is 12.01% - 20%		368 votes (23%)
Total contribution is over 20%		247 votes (16%)
My pension doesn’t work this way (eg, it’s a final salary scheme)		112 votes (7%)
I don’t know		17 votes (1%)

I’m an employee aged 55 - 64 (792 votes)

No contributions are going to my private pension currently		59 votes (7%)
Total contribution this year is less than 2% of my annual salary		33 votes (4%)
Total contribution is 2% - 4%		74 votes (9%)
Total contribution is 4.01% - 8%		144 votes (18%)
Total contribution is 8.01% - 12%		126 votes (16%)
Total contribution is 12.01% - 20%		143 votes (18%)
Total contribution is over 20%		115 votes (15%)
My pension doesn’t work this way (eg, it’s a final salary scheme)		82 votes (10%)
I don’t know		16 votes (2%)

I’m an employee aged 65+ (31 votes)

No contributions are going to my private pension currently		5 votes (16%)
Total contribution this year is less than 2% of my annual salary		3 votes (10%)
Total contribution is 2% - 4%		2 votes (6%)
Total contribution is 4.01% - 8%		6 votes (19%)
Total contribution is 8.01% - 12%		0 votes (0%)
Total contribution is 12.01% - 20%		3 votes (10%)
Total contribution is over 20%		6 votes (19%)
My pension doesn’t work this way (eg, it’s a final salary scheme)		6 votes (19%)
I don’t know		0 votes (0%)

I’m self-employed aged under 25 (10 votes)

No contributions are going to my private pension currently		10 votes (100%)
Total contribution this year is less than 2% of my annual salary		0 votes (0%)
Total contribution is 2% - 4%		0 votes (0%)
Total contribution is 4.01% - 8%		0 votes (0%)
Total contribution is 8.01% - 12%		0 votes (0%)
Total contribution is 12.01% - 20%		0 votes (0%)
Total contribution is over 20%		0 votes (0%)
My pension doesn’t work this way (eg, it’s a final salary scheme)		0 votes (0%)
I don’t know		0 votes (0%)

I’m self-employed aged 25 - 34 (178 votes)

No contributions are going to my private pension currently		100 votes (56%)
Total contribution this year is less than 2% of my annual salary		6 votes (3%)
Total contribution is 2% - 4%		13 votes (7%)
Total contribution is 4.01% - 8%		19 votes (11%)
Total contribution is 8.01% - 12%		23 votes (13%)
Total contribution is 12.01% - 20%		9 votes (5%)
Total contribution is over 20%		8 votes (4%)
My pension doesn’t work this way (eg, it’s a final salary scheme)		0 votes (0%)
I don’t know		0 votes (0%)

I’m self-employed aged 35 - 44 (314 votes)

No contributions are going to my private pension currently		142 votes (45%)
Total contribution this year is less than 2% of my annual salary		22 votes (7%)
Total contribution is 2% - 4%		20 votes (6%)
Total contribution is 4.01% - 8%		27 votes (9%)
Total contribution is 8.01% - 12%		41 votes (13%)
Total contribution is 12.01% - 20%		32 votes (10%)
Total contribution is over 20%		22 votes (7%)
My pension doesn’t work this way (eg, it’s a final salary scheme)		1 votes (0%)
I don’t know		7 votes (2%)

I’m self-employed aged 45 - 54 (391 votes)

No contributions are going to my private pension currently		191 votes (49%)
Total contribution this year is less than 2% of my annual salary		22 votes (6%)
Total contribution is 2% - 4%		28 votes (7%)
Total contribution is 4.01% - 8%		26 votes (7%)
Total contribution is 8.01% - 12%		39 votes (10%)
Total contribution is 12.01% - 20%		33 votes (8%)
Total contribution is over 20%		47 votes (12%)
My pension doesn’t work this way (eg, it’s a final salary scheme)		0 votes (0%)
I don’t know		5 votes (1%)

I’m self-employed aged 55 - 64 (252 votes)

No contributions are going to my private pension currently		118 votes (47%)
Total contribution this year is less than 2% of my annual salary		9 votes (4%)
Total contribution is 2% - 4%		10 votes (4%)
Total contribution is 4.01% - 8%		19 votes (8%)
Total contribution is 8.01% - 12%		18 votes (7%)
Total contribution is 12.01% - 20%		19 votes (8%)
Total contribution is over 20%		42 votes (17%)
My pension doesn’t work this way (eg, it’s a final salary scheme)		11 votes (4%)
I don’t know		6 votes (2%)

I’m self-employed aged 65+ (33 votes)

No contributions are going to my private pension currently		17 votes (52%)
Total contribution this year is less than 2% of my annual salary		1 votes (3%)
Total contribution is 2% - 4%		1 votes (3%)
Total contribution is 4.01% - 8%		4 votes (12%)
Total contribution is 8.01% - 12%		0 votes (0%)
Total contribution is 12.01% - 20%		4 votes (12%)
Total contribution is over 20%		3 votes (9%)
My pension doesn’t work this way (eg, it’s a final salary scheme)		3 votes (9%)
I don’t know		0 votes (0%)

I’m unemployed / not working (147 votes)

No contributions are going to my private pension currently		103 votes (70%)
Total contribution this year is less than 2% of my annual income		4 votes (3%)
Total contribution is 2% - 4%		5 votes (3%)
Total contribution is 4.01% - 8%		7 votes (5%)
Total contribution is 8.01% - 12%		1 votes (1%)
Total contribution is 12.01% - 20%		2 votes (1%)
Total contribution is over 20%		9 votes (6%)
My pension doesn’t work this way (eg, it’s a final salary scheme)		7 votes (5%)
I don’t know		9 votes (6%)

I’m retired (329 votes)

No contributions are going to my private pension currently		142 votes (43%)
Total contribution this year is less than 2% of my annual income		7 votes (2%)
Total contribution is 2% - 4%		1 votes (0%)
Total contribution is 4.01% - 8%		4 votes (1%)
Total contribution is 8.01% - 12%		8 votes (2%)
Total contribution is 12.01% - 20%		5 votes (2%)
Total contribution is over 20%		6 votes (2%)
My pension doesn’t work this way (eg, it’s a final salary scheme)		150 votes (46%)
I don’t know		6 votes (2%)

                   8,173 votes received.

We try to use technology to limit voting to one per person. Occasionally, this may erroneously block a few people's votes (eg, from shared offices). Apologies for that.