Kit Sproson

Senior Money Writer – Mortgages Expert

As one of MSE's Money writers, Kit's main topics include mortgages, Council Tax, wills, funeral plans and scams. He previously covered credit scoring, students and buy now, pay later. Before joining MSE in 2019, Kit worked as a digital journalist for ITV News as well as a court reporter.

Kit has been nominated for the Mortgage Journalist of the Year Award at the Headline Money Awards in 2022, 2023 and 2024.

In his spare time, Kit enjoys reading, football, travelling and volunteering at Shelter from the Storm.

Latest from Kit Sproson

MoneySavingExpert.com founder Martin Lewis's face has been plastered over the internet for many years now by unscrupulous fraudsters looking to scam people out of money. These ads, be they for cryptocurrency, investments, banks, are scams and not genuine. They're dangerous and you should be on your guard. Martin NEVER endorses products and nor does MSE – so don't be fooled.

6 October 2026

Buying a new-build home throws up a unique set of challenges – get it wrong and you risk considerable extra stress and expense. This guide explains what you need to know before, during and after the new-build buying process, with 15+ tips to help make it as smooth as possible.

6 October 2026

Buying a home is one of the most stressful things you'll do – however, knowing a rough outline of how the process works will make the ride that bit smoother. Our buying a home timeline walks you through all the steps involved, from finding your dream home to appointing a conveyancer, and securing a mortgage to picking up the keys.

6 October 2026

Wannabe homeowners in England with a 5% deposit can borrow up to 20% of the value of a property with a Help to Buy equity loan, interest-free for the first five years. To qualify you'll need to be a first-time buyer, but beware, the way equity loans work is complicated, so it's important you do your research. We've full details here...

29 September 2026

If you're a homeowner, it's not just the bricks and mortar that keeps the roof over your head, but your ability to repay the mortgage. Falling behind on mortgage repayments means you're in arrears – something that puts you at risk of losing your home (known as 'repossession'). This guide looks at the urgent steps you need to take if you're in arrears.

29 September 2026

Many people are eligible for a Council Tax discount or reduction of between 25% and 100%, saving £100s or even £1,000s each year. Those living alone or only with children, students, those with a carer or a specific medical diagnosis – as well as people on low incomes and even those with empty properties could cut their bill. Read on to see who's eligible, how much you might save, and how to apply.

18 September 2026

17 September 2026

A property's price isn't the only figure you need to consider when buying a home. There is also a raft of fees, charges and taxes you'll have to pay before (and after) you can get your hands on the keys to your new pad. This guide explains what extra costs you'll need to factor in when arranging a mortgage. We've included a list of what you'll have to shell out, when you'll need to pay the cost, and who you'll need to pay it to.

17 September 2026

It's a morbid topic, but when someone dies, if you're in charge of sorting out their property, money and possessions, you may need to go through a process known as 'probate'. While this can be another thing to deal with at a difficult time, it's often something you can do yourself, possibly saving £1,000s. Our guide explains how.

16 September 2026

It's the biggest purchase of your life, and even small mistakes can be costly. So we've drawn up a house-buying battleplan, with 23 tips for first-time buyers and home movers. This guide includes how to squeeze sellers for info, doing your own research, hidden costs to be wary of, a deal-breaker checklist, plus tips on buying at auctions.

14 September 2026

27 August 2026

Separating might mean you're no longer romantically linked with your partner, but if there's a joint mortgage with both your names on it then you're still financially linked. Fail to keep up with repayments of a joint mortgage, and there could be serious knock-on effects for both of you. This guide explains what you need to know.

26 August 2026

Shop signs saying "Closing down. All stock must go."

Retailers and businesses struggling financially is a common news headline, be it about high-street shops or lesser-known brands. We explain YOUR rights when a company goes into what's called 'administration', and how to get your money back.

21 August 2026

Homeowners can rack up a bill of £1,000s or even £10,000s trying to extend their lease. Thankfully the Government is in the process of making extending both easier and cheaper – but reform keeps getting hit by delays. This guide talks through why leases need extending, when it becomes necessary, and how to do it. Plus, check out our What is a leasehold? guide for more on how a leasehold works.

17 August 2026

Millions of people own a leasehold property, but this type of home ownership can be complex. Leasehold tenure has received much negative attention over the years, so the Government is introducing changes that'll make it cheaper to extend a lease – plus ground rent on new leases is now banned. This guide explains what leasehold is, how it's set to change, and what to do if something goes wrong.

17 August 2026

More than £140 million in overpaid tax is sitting in council coffers. Moved home since 1993? You could be owed £100+ of it. Even if you haven't, you might still be due. This guide explains how to check whether you're one of the 800,000 affected, and what steps to take to get the money back.

3 August 2026