Kit Sproson

Senior Money Writer – Mortgages Expert

As one of MSE's Money writers, Kit's main topics include mortgages, Council Tax, wills, funeral plans and scams. He previously covered credit scoring, students and buy now, pay later. Before joining MSE in 2019, Kit worked as a digital journalist for ITV News as well as a court reporter.

Kit has been nominated for the Mortgage Journalist of the Year Award at the Headline Money Awards in 2022, 2023 and 2024.

In his spare time, Kit enjoys reading, football, travelling and volunteering at Shelter from the Storm.

Latest from Kit Sproson

Guide about the severe mental impairment council tax discount

Hundreds of thousands of people considered to be 'severely mentally impaired' in England, Scotland and Wales could be missing out on a Council Tax discount worth £100s – and even backdated payments worth £1,000s. We've been raising awareness of this discount for years now, and many have successfully claimed. See if it can help you too.

3 August 2026

It sounds daft. We're happy to stump up £100,000s to buy a leasehold property, yet someone else normally owns the land it stands on, the cost of extending the lease is potentially £10,000s, and the annual service charge might be very expensive too. Fortunately, in England and Wales, it's possible for leaseholders to buy their freehold or take over a building's management. This step-by-step guide shows you how.

29 July 2026

Inheritance Tax can cost loved ones £100,000s when you die, with it generating billions for HM Revenue & Customs every tax year. But in reality the vast majority of people (around 94%) don't have to pay a penny, while the few who do can legally reduce their bill. This guide runs through four Inheritance Tax need-to-knows.

28 July 2026

Under the Right to Buy scheme, some council and housing association tenants have the opportunity to buy their property at a discounted price. This guide explains how the Right to Buy scheme works, who can take part and what size discount you can get.

27 July 2026

23 July 2026

Inheriting a pension: what happens and is there tax to pay?

A pension can often be passed on if there's money left in it at the time of your death. In some cases, pensions can even be inherited tax-free – though this will depend on a number of factors. This guide explains the types of pensions that can be passed on, and whether you're likely to need to pay tax if you're inheriting pension savings.

13 July 2026

I'm a mortgage prisoner – what can I do?

Mortgage prisoners are homeowners who typically took out a mortgage before 2008, when lending rules were more relaxed. They're now trapped on pricey mortgage deals unable to switch to cheaper ones, mainly because they don't pass current strict affordability tests. With some paying interest rates as high as 9%, the picture is bleak. This guide has things to try if you can't easily switch mortgage.

13 July 2026

Sometimes the task of selling your house can feel as big as the property itself. There's a lot to consider, not just the price you want get for it. In this guide, we've got 19 top tips – roughly in chronological order – covering everything from valuing your home and comparing estate agents, to removals and energy performance certificates, which'll hopefully make selling as stress-free as possible.

1 July 2026

Someone writing 'kitchen' on a cardboard box.

It's just before you move home. You're frantically packing boxes, sorting final bills and booking removal vans. But what else do you need to know and do? Our moving home checklist is here to help, offering everything from moving day tips to ways to save on your new household bills. We've split our checklist into three parts: Part 1: Before moving day Part 2: On moving day Part 3: After moving day

1 July 2026

Stamp Duty is a tax that's charged when you buy a property in the UK, but you'll only need to pay it if the price of that property reaches a certain threshold. Our Stamp Duty calculator below shows you just how much you'll need to pay. Plus, read our full guide for exactly how Stamp Duty works in different parts of the UK and when you need to pay it by.

26 June 2026

Buying a property can be stressful, and isn't made easier by an estate agent saying you MUST use its recommended solicitor or mortgage broker. This dodgy practice is known as 'conditional selling' – it's against the law, can cost you more and even risk sales falling through, yet it's widespread. We show you what to look out for and how to avoid it.

17 June 2026

While only around 6% of estates are liable to pay Inheritance Tax, if you're likely to be one of them, there are ways to plan ahead to legally reduce the bill. This guide talks you through how you can use 'gifting' as a way to pass on some of your money while you're still alive – and the rules you need to know

16 June 2026

27 May 2026

Getting a new mortgage deal doesn't have to mean switching lender. If you prefer, you can get a new deal from your current lender – known as a 'product transfer'. In fact, this route can often be quicker, easier and possibly cheaper than switching lender. Check if a product transfer could save you £1,000s by following our four simple steps.

19 May 2026

12 May 2026

Older man smiling warmly as he is comforted by a relative

12 May 2026